Fire is one of the most destructive forces we come across, and it is unusual in the fact that it can also threaten the safety of nearby people, homes and businesses - a consequence of this is that fire insurance claims can become a very complex matter to settle, often involving multiple insurance companies and loss assessors.
Even though our building materials have gotten substantially safer, our working practices & environment closely monitored by health & safety regulations and even though there's been a massive increase in the number of homes & businesses with at least one piece of fire warning or fire prevention equipment, you would be surprised how much fire costs the UK insurance industry every single year.
A fire in your home, rental property or business can not only threaten your safety, but also cause serious damage to your property and its contents, and almost certainly result in many months of dislocation and disruption.
We can help you! In relation to fire damage, Imperial Claims offer homeowners, business owners and landlords assistance in three distinct areas.
Proactive policy reviews: Imperial Claims will review your insurance policy terms and conditions with you prior to a loss, to ensure your understanding and compliance with the policy and to develop potential responses to hypothetical or actual concerns.
Consultancy and advice: For "high risk businesses", Imperial Claims can offer professional advice and guidance via our panel of expert insurance brokers.
Claim management: If your home, business premises or rental property has been affected by fire damage, Imperial Claims offer significant experience in both loss assessment and dealing with insurance companies & loss adjusters in the aftermath of a fire, including disaster restoration and any reinstatement works required to bring the property back to a habitable standard.
